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- Parvo prevention is priority in Southwest FloridaJohn Sheehan of Fort Myers watches his dog Doozer sing at the Estero Community Center Dog Park in Estero on Sunday. […]
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Auto Accident Lawyer Tips for Southwest Florida Accident Victims
There are far too many car wrecks dotting the landscape of Southwest Florida. At our personal injury law firm, we find that most victims are simply not aware of their legal rights, and understandably, are focused on getting better. This focus on health is honest and good, and should be every crash victim’s primary focus and goal.
Don’t be fooled, however, into thinking that the negligent driver’s insurance carrier wants whatever is in your best interests. Instead, view them with a critical and skeptical eye. The reason to have your guard up is practical: the insurance is there to minimize the amount of compensation payable to you. Remember, the at-fault driver’s insurance company wants to hold on to as much of its policy premium money as possible, and that typically means that gamesmanship, delays, and denials of paying fair and just compensation for your auto accident claim, is around the corner.
To protect yourself, and your valid car crash injury claim, always be prepared for a crash, drive defensively, and follow a few simple steps following an auto accident:
- Because your health, and the health of any passengers in your vehicle, are of the utmost importance, make sure that you permit emergency medical services (EMS) to respond to the scene and evaluate your condition.
- Even if just precautionary in nature, go to the hospital by EMS if the emergency medical technicians suggest you do so.
- Make sure that after you are discharged from the hospital, that you follow up with your family physician or specialist.
- Make sure that a friend or family member, has taken photographs of your vehicle. It is important to document the amount, and type, of vehicle damage.
- Contact an auto accident lawyer as soon as possible if your injuries are serious. Evidence can and does disappear, witnesses’ memories fade, and your car accident attorney can often move quickly to preserve such evidence.
- Do NOT give a recorded statement to the negligent driver’s insurance company. You do NOT have any obligation to do so.
- DO report the claim to your own insurance company. You may be required by your insurance policy to give your own insurance company a statement.
- Follow all of your doctors’ recommendations and focus on getting well.
- Allow your lawyer to handle the legal claims associated with your case.
A car wreck may cause you significant injury, pain, and suffering, as well as financial losses. Some examples include neck injury, back injury, herniated disk, paralysis, spinal cord injury, bone fracture, brain injury, burns, scarring, closed head injury, muscle damage, nerve damage. Financial losses included medical bills, co-pays, lost income, and lost productivity.
Surgical care for the seriously injured crash victim may be required, e.g. spinal fusion, pain management, herniated disc surgery, lumbar spine surgery, cervical spine surgery, thoracic spine surgery, steroid injection, epidural injection, and the like.
While the at-fault driver should accept responsibility for all of your losses, all too often the the negligent driver’s insurance company plays hardball and refuses to accept its full responsibility to pay for the damages.
That’s where we may be able to help. If you have an important case, then contact us for a confidential assessment. WContact us. We’re here to here to help you in this time of challenge, throughout Southwest Florida and beyond. Locally, we help our neighbors in:
Charlotte County, Englewood, Port Charlotte, Punta Gorda
Collier County, Everglades City, Golden Gate, Immokalee, Marco Island, Naples, Ochopee
Lee County, Bonita Springs, Cape Coral, Estero, Fort Myers, Fort Myers Beach, Lehigh Acres, North Fort Myers
Auto Accident Lawyer Says “Put It Down”
Florida Auto Accident Attorney Discusses Distracted Driving
Research on distracted driving reveals some surprising facts:
- 20 percent of injury crashes in 2009 involved reports of distracted driving. (NHTSA).
- Of those killed in distracted-driving-related crashed, 995 involved reports of a cell phone as a distraction (18% of fatalities in distraction-related crashes). (NHTSA)
- In 2009, 5,474 people were killed in U.S. roadways and an estimated additional 448,000 were injured in motor vehicle crashes that were reported to have involved distracted driving. (FARS and GES)
- The age group with the greatest proportion of distracted drivers was the under-20 age group – 16 percent of all drivers younger than 20 involved in fatal crashes were reported to have been distracted while driving. (NHTSA)
- Drivers who use hand-held devices are four times as likely to get into crashes serious enough to injure themselves. (Source: Insurance Institute for Highway Safety)
- Using a cell phone use while driving, whether it’s hand-held or hands-free, delays a driver’s reactions as much as having a blood alcohol concentration at the legal limit of .08 percent. (Source: University of Utah)
Advancing technology, like anything else, is incredibly beneficial for us. In the context of instant communications and access to friends, family, and work, however, a steep price can be extracted in human terms.
Pay attention to the road. Put “it” down. There is no reason to text while driving. There is no reason to keep that cell phone to your ear when navigating turns or traffic. Just put it down.
If you have been injured by a distracted driver — someone who just did not put that device down, whether it was a phone, mp3 player, etc. — then contact an experienced and driven car crash injury attorney here at the Harris Law Firm. We put clients first.
Car Crashes Are Financial Hurricanes
A car crash is costly in every sense: financial, physical, mental. Consider how many serious car wrecks litter Southwest Florida every week, and then think about the costs associated with them: property damage repair, rental car repairs, lost time from work, lost productivity, medical bills, hospital bills, doctor bills, therapy bills, etc.
Then think about the associated human costs inflicted on victims of distracted drivers and their families, including:
- neck injury
- back injury
- herniated disc
- paralysis
- spinal cord injury
- bone fractures
- brain injury
- burns
- internal bleeding
- scarring
- disfigurement
- closed head injury
Many of these conditions require surgery, including the following:
- spinal fusion
- pain management
- herniated disc surgery
- lumbar spine surgery
- cervical spine surgery
- thoracic spine surgery
- steroid injection
- epidural injection
- pain medication
- physical therapy
- occupational therapy
- vocational rehabilitation
Contact Experienced Car Crash Attorney If You or Your Loved One Has Been Seriously Harmed Because of a Distracted Driver, Driving While Texting, Talking on Cell Phone While Driving
If a distracted driver has harmed you or your loved one, then contact a Florida auto accident lawyer serving Southwest Florida today at the Harris Law Firm.
We proudly serve the injured throughout Southwest Florida and beyond. Locally, we help our neighbors in:
- Charlotte County: Englewood, Port Charlotte, Punta Gorda
- Collier County: Everglades City, Golden Gate, Immokalee, Marco Island, Naples, Ochopee
- DeSoto County: Arcadia
- Glades County: Moore Haven, Palmdale
- Hendry County: Clewiston, Labelle
- Highlands County: Avon Park, Lake Placid, Sebring
- Lee County: Bonita Springs, Cape Coral, Estero, Fort Myers, Fort Myers Beach, Lehigh Acres, North Fort Myers
- Manatee County: Bradenton, Ellenton, Palmetto
- Sarasota County Florida: Nokomis, North Port, Osprey, Sarasota, Venice
Florida Auto Accident Lawyer Offers Tips
Auto Accident Lawyer Provides Basic, Important Tips
A car crash injury victim ultimately has to deal with insurance companies: his or her own carrier, as well as the insurance carrier for the negligent motorist. This creates inconvenience, interference in your life, and additional hardship above and above the injuries.
We have yet to experience an auto insurance company which deals fairly and squarely with the victim out of the gate. Insurance paperwork, requests for additional information (no matter how many information has already been provided), requests for recorded statements, requests to interview family members and doctors. There always seems to be another reason to deny or delay the claim. If the claim is picked up, then lowball settlement offers are made, and of course, you have to give up a multitude of rights for such a measly check that still leaves you, the accident victim, out of pocket significant monies.
Insurance companies have made an art form of their anti-consumer practices. Sheesh.
Here are some basic tips for you so that you have a better shot at justice:
- Inform your own insurance company immediately after the accident. Your policy may require you to give a statement to your own insurance company.
- Do not give a recorded, or unrecorded, statement to the at-fault driver’s insurance company. You are not required to help them delay or deny your claim.
- Consult a car crash attorney for proper legal advice and representation.
- Get a copy of the traffic crash report as soon as you can.
- Have a friend or family member obtain photographs of your injuries.
- Have a friend or family member obtain photographs of damage to your vehicle.
- Avoid signing any documents without the advice of your lawyer especially if you do not fully understand its contents.
Do not hesitate to contact an auto accident lawyer at our office for your Florida crash claim. We’ll evaluate your claim, and if we take it on, we will work through all the insurance forms and paperwork with you, and have it submitted quickly and properly.
For your serious injuries, then we will work hard to secure you the fair compensation you are seeking. Take a moment and protect your rights: contact us today.
Florida Car Crash Attorney Helping Victims
Florida Car Crash Attorney
Our Southwest Florida communities have been seeing 2011 ushered in with large number of serious car wrecks, including several fatal car crashes. This is particularly the case on I-75 and our local roads, like Cleveland Avenue, Palm Beach Blvd, Route 41, Colonial Avenue, Daniels Parkway, Summerlin Avenue, Hancock Bridge Parkway, McGregor Blvd, Cypress Lake Drive, College Parkway, and other larger regional roadways.
The human cost is enormous. Families have been seen their lives turned upside down. Very tragic. So sad.
Carelessness, speeding, driving distraction, talking on a cell phone while driving, driving while texting, drowsy driving, aggressive driving . . . the list goes on but the central element is drivers are not paying attention to the road. They are not driving defensively and staying aware or alert.
Every week, our community bears the news of yet another fatal crash, or an auto accident involving serious injury. Consider what we don’t hear: financial loss, financial insecurity, and physical challenges, for the car accident victims.
What we don’t hear, however, are the ongoing burdens for the car accident victim: the car may be destroyed, resulting in significant property damage loss; the car accident causes serious, life-changing personal injury to the driver or occupant; expensive emergency room bills mount; follow-up medical treatment, including require surgery, pain management, injections, pain medication, physical therapy, occupational therapy, vocational rehabilitation, or job training to accommodate the injury victim’s new limitations, results in a huge physical, mental, and economic toll.
Just a sampling of the serious injury claims handled by an experienced Florida car crash attorney at our firm include:
- amputation
- neck injury
- back injury
- herniated disc
- paralysis
- brain injury
- mild traumatic brain injury
- spinal cord injury
- bone fracture
- scarring
- disfigurement
- wrongful death
Florida Car Crash Attorney Helping Victims
So if you or your loved one is the innocent victim of another driver’s negligence, where do you turn? Consider an experienced trial attorney and auto accident lawyer right here in your backyard: Harris Law Firm.
Why? Experience. On top of that, we’re principled (we actually believe in our clients and their cases). We’re driven (some clients say hungry or aggressive) to do our best for you. We get it. We understand that your case is about you.
From day one — if we agree to represent you — you will have your own personal lawyer who will fight for you from beginning to end. Personally. While we’re not allowed to guarantee you a result, we can guarantee personal attention to our clients.
Locally, we help our neighbors in Southwest Florida:
- Charlotte County: Englewood, Port Charlotte, Punta Gorda
- Collier County: Everglades City, Golden Gate, Immokalee, Marco Island, Naples, Ochopee
- DeSoto County: Arcadia
- Glades County: Moore Haven, Palmdale
- Hendry County: Clewiston, Labelle
- Highlands County: Avon Park, Lake Placid, Sebring
- Lee County: Bonita Springs, Cape Coral, Estero, Fort Myers, Fort Myers Beach, Lehigh Acres, North Fort Myers
- Manatee County: Bradenton, Ellenton, Palmetto
- Sarasota County Florida: Nokomis, North Port, Osprey, Sarasota, Venice
Auto Accident Frequently Asked Questions
Personal Injury Lawyer Serving Lee County, Charlotte County, Collier County, Hendry County and beyond
At the Harris Law Firm, P.A., we find that many of our clients have questions regarding personal injury claims and auto accident cases, including which parties can be considered liable in an auto accident and what kind of compensation the plaintiff is entitled. If you would like to learn more about auto accident cases, please feel free to reference this list of frequently asked questions.
A personal injury lawyer from our firm, serving Lee County, Charlotte County, Collier County, Hendry County and beyond, would be pleased to answer any additional questions you may have or to schedule a free consultation to discuss your case in person. Please contact our law firm today.
Can I file a personal injury claim?
If you have been injured in an auto accident or someone you love has been seriously injured or killed, you may be eligible to file a personal injury claim or wrongful death lawsuit against the liable party or parties. A personal injury lawyer from Harris Law Firm, P.A., serving Lee County, Charlotte County, Collier County, Hendry County and beyond, can review your case and advise you of your legal rights and options.
You can rest assured that our staff will work diligently to ensure your claims and rights are fully protected, and we will treat your case with the care and attention it deserves. At Harris Law Firm, P.A., we are committed to protecting the rights of individuals who have been injured through no fault of their own to ensure maximum recovery for the client.
Can I afford to hire a personal injury lawyer?
At Harris Law Firm, P.A., we believe that individuals who have been harmed as a result of another party’s negligent and reckless actions deserve the very best legal representation, regardless of their financial standing. We handle our personal injury cases on a contingency fee basis to meet the needs of our clients. This means that you do not have to pay anything when you sign up. If you do not receive a recovery on your case, then you will not be obligated to pay attorneys’ fees. Therefore, you, as the client, obtain free legal representation unless and until we obtain a recovery for you.
Who can be held liable in an auto accident case?
In a multi-vehicle collision, the at-fault driver is liable for any damages that occur. In motor vehicle accidents with special circumstances, such as those involving product liability or more than one at-fault driver, it may also be possible to file a lawsuit against a third party. Punitive damages may be available in cases involving a motorist who was driving under the influence of drugs or alcohol. We also pursue punitive damages when we can prove the other driver was texting while driving.
Even if the at-fault driver does not have insurance, you may have uninsured/underinsured (UM) motorist benefits available. An auto accident attorney at Harris Law Firm, P.A. can review your case and identify the liable parties or insurance companies. If you are seeking legal counsel from a personal injury lawyer in the Lee County, Charlotte County, Collier County, Hendry County or elsewhere in Southwest Florida, we have the knowledge and experience to handle your case, no matter how complex.
What compensation may I be eligible for?
It may be possible to obtain financial compensation for medical costs, rehabilitation costs, loss of wages, lost earning capacity, pain and suffering, and property damage if you have been in an auto accident. Please note that you can still obtain these damages if your injury is an aggravation of a pre-existing condition. In the event that a member of your family was seriously injured, then you may be able to recover compensation for long-term care or, if you lost a loved one, funerary costs.
What are the different types of insurance and what do they do?
In Florida, there are different types of insurance that will apply to your automobile accident case. These different types of insurance all have different roles in your treatment as well as making a financial recovery for your injuries. Speak to an attorney immediately about the different types of coverage available to you so that your best interests can be protected.
Personal Injury Protection (PIP)
PIP is your own no-fault insurance that is required by law in Florida. This coverage comes from your own insurance policy and not the other person involved in the accident. PIP coverage provides $10,000 of medical and disability coverage regardless of fault. This means that you can receive PIP benefits in an accident that was your fault.
You do not have to pay back any PIP benefits if you make a financial recovery. PIP coverage pays 80% of your medical payments directly to your health care providers. PIP coverage is primary by law in Florida and must be billed before health insurance or other coverage. PIP also pays mileage and 60% of your lost wages every two weeks upon submission. This means that if you can obtain payment for mileage to your doctor’s office as well as partial payment for time that you take off from work to go to your doctor.
Medical Payments (MedPay)
Medical Payments coverage is additional no-fault coverage that you purchase for yourself. It pays 100% of medical bills and makes up for any uncovered portions of PIP coverage as well as any health insurance deductible that you may have. If you have medical payment coverage, you can apportion your PIP coverage for lost wages while paying your medical bills with MedPay.
Health Insurance
Your health insurance is secondary to your no-fault coverages. After your no-fault coverages are exhausted, all of your accident related medical bills should be submitted to health insurance. You will be subject to deductibles and other qualifications required by your health insurer.
Caution: We understand from news reports that some lawyers connected with TV referral services discourage their clients from using their available health insurance to pay for their health care costs connected to an auto accident, especially when they refer the patient to a health clinic associated with the TV referral service. Apparently, the idea behind this is that this will prop up the amount of medical bills needed to be paid for, and improve the settlement offer. Bad idea. Not only does this not have the intended effect, as an injury victim has an obligation to mitigate their damages, but really serves to benefit the health clinic and not the patient/client. Be careful of lawyers who suggest you engage in this unhelpful tactic.
Bodily Injury (BI)
Bodily injury liability coverage is the other person’s insurance. BI coverage is insurance that the other person has purchased to pay for your physical injuries including pain and suffering. This coverage is based on the other driver being at fault. Many lawsuits are filed over BI coverage. Making a claim for the other person’s BI coverage can be very complex. Contact an accident attorney.
Uninsured/Underinsured Motorist (UM)
UM coverage is insurance that you purchase for physical injuries, including pain and suffering, which pays over and above PIP, MedPay, and the other person’s BI coverage. To make a claim for UM benefits, you must not be the person at-fault for the accident and you must have your UM carrier approve any settlements made with other persons. Failure to get permission may result in prejudice to your UM case and denial of coverage.
This is why you need to speak to an experienced personal injury lawyer if you are injured in an accident. If you have UM coverage, there are things that you must do to preserve your UM coverage. If an attorney makes a UM claim for you, then you may be able to obtain damages in excess of your UM coverage if your insurance company has violated the insurance regulations.
Contact an Experienced Personal Injury Lawyer
As you can see, car accident claims can be complex. Before you talk to an insurance adjuster or fill out claims paperwork, contact an experienced personal injury lawyer at the Harris Law Firm, P.A. today. Just a phone call away, we can get you on the right track in your serious accident injury claim.
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- Perspsective: Academic WorldQuest IQ testCOUNCIL ON WORLD AFFAIRS The gym at the middle school of the Community School of Naples, with basketball hoops drawn up and the stands full, hosts the Council on World Affairs academics contest. […]
- PHOTOS: Crowds flock to downtown Naples for annual car showThis one of a kind 1966 VW Wagon was a crowd pleaser during the 8th Annual Car & Truck Show, hosted by the West Coast Muscle Club & Cool Cruisers, Saturday February 3, 2012. […]
- Decade of teaching: Naples Holocaust museum had roots in middle school projectScott McIntyre/Staff Cindy Erickson, left, and Mary Fontaine browse through a program in part of a gallery of paintings by Myra Roberts from a series called Project Tolerance: Faces of Anne Frank at the Holocaust Museum in Naples. […]
- Sarasota County-based YMCA has verbal agreement to reopen Bonita Springs YGreg Kahn/Staff A Bonita Springs resident juggles a soccer ball on the empty field outside of the closed Bonita YMCA on Dec. […]
- Southwest Florida business briefs: Feb. 5, 2012The Bonita Springs-Estero Chapter of Women's Council of Realtors has named the chapter's 2011 Top Producer award recipients. […]
- Real Estate briefs: Builder breaks ground on Bonita LakesToll Brothers has broken ground for a new community of single-family homes on Imperial Parkway in Bonita Springs, to be called Bonita Lakes. […]
- This week's featured Lee County propertyA 30-second walk from The Franklin Shops two doors down, The Nest is a slim slipper of a space with... This week's wild file subject reminds us of the old saying, "A camel is a horse designed by a... This remodeled home at 14026 Lavante Court in Bonita Springs is available. […]
- Shangri-La resort's request to close adjacent streets upsets Bonita merchantsLexey Swall/Staff Betty Lawrence, center, a bus driver for A&S Transportation, wipes down the mirrors of her bus before heading out to pick up children at Bonita Springs Charter School on Friday afternoon. […]
- Group protests peacefully against possible war with IranThe international community is on edge as tensions grow between Iran and global leaders. […]
- Bonita stem cell doctor's attorney quits, state hearing still scheduledThe state took action against Dr. Zannos Grekos because of the death of a 69-year-old breast cancer patient April 4, 2010, after undergoing the treatment at his Bonita Springs practice, at 9500 Bonita Beach Road, Suite 310. […]
- Good neighborsKaren Hartley and Connie Lummis are this year's co-chairs for the Hope Gala benefitting Hope Hospice. […]
- Casinos killed on House floorA bill that would have authorized three mega-casinos in Florida and changed dozens of other gambling rules is dead. […]
- Pinchers founder builds empire from ground upTony and Grant Phelan started Pinchers Crab Shack in 1996 with one small restaurant inside a Bonita Springs shopping plaza. […]
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